NISPAY
NISPAY
India's Direct Peer-to-Peer USDT Exchange•0% Platform Trading Fee

Peer-to-Peer USDT & INR Exchange in India

Buy and sell Tether (USDT) directly with Indian Rupees. Seamless bank transfers via IMPS, NEFT, and UPI with multi-network support on TRC20, ERC20, and BEP20.

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Live USDT Exchange Rates

Direct peer-to-peer liquidity rates

Active Market
Buy USDTYou pay INR
₹100.00/ USDT

Open for instant order submission

Buy USDT Now
Sell USDTYou receive INR
₹104.50/ USDT

Open for instant order submission

Sell USDT Now
Rates updated in real timeMinimum trade limits configured in platform

Engineered for Direct, Reliable P2P Settlement

A streamlined trading interface designed specifically for individuals and businesses seeking transparent USDT liquidity in India.

Direct Indian Banking

Transfer and receive INR through domestic Indian banking rails: IMPS, NEFT, RTGS, and UPI directly to your bank account.

Zero Trading Commissions

We apply 0% platform trading commission. The exchange rate displayed on your order screen is exactly what is calculated for your trade.

Manual Dual Verification

Every bank UTR reference and on-chain blockchain transaction hash is manually verified by staff before funds are released.

Operational Workflow

How NISPAY Works: Step-by-Step

Clear and auditable trading flows for both buyers and sellers of Tether (USDT).

Buying USDT with INR

Convert Indian Rupees to USDT

  1. 1

    Specify Amount & Destination Wallet

    Enter the amount of USDT or INR. Provide your recipient crypto wallet address and choose your network (TRC20, ERC20, or BEP20).

  2. 2

    Transfer INR to Designated Bank Account

    Send the calculated INR amount using IMPS, NEFT, or UPI to the verified platform bank account shown on your order screen.

  3. 3

    Submit UTR Reference & Payment Proof

    Input the 12-digit bank UTR reference number and upload your transaction receipt to attach it to your order.

  4. 4

    Manual Verification & USDT Release

    Our operations team reconciles the bank receipt. Upon confirmation, USDT is released directly to your wallet address.

Start Buying USDT

Selling USDT for INR

Convert USDT to Indian Rupees

  1. 1

    Enter Sell Amount & Bank Details

    Select the USDT amount you wish to exchange and provide your Indian bank account details (Bank name, Account number, IFSC, holder name).

  2. 2

    Send USDT to Platform Deposit Wallet

    Send the specified USDT amount to the assigned platform wallet address using your selected network (TRC20, ERC20, or BEP20).

  3. 3

    Submit Blockchain Transaction Hash (TxID)

    Copy and paste the on-chain transaction hash (TxID) from your wallet or exchange into the order screen.

  4. 4

    Blockchain Verification & Bank Payout

    Once our operations staff confirms the deposit on the blockchain explorer, the INR payout is transferred directly to your bank account.

Start Selling USDT
Blockchain Infrastructure

Supported Crypto Networks

NISPAY supports the three most widely used Tether (USDT) token standards for maximum flexibility and minimal network friction.

TRC20Tron Network

USDT on Tron (TRC20)

Popular for its rapid block times and economical network gas fees. Addresses on TRC20 typically start with the letter "T".

Fast Block TimesLow Network Fees
BEP20BNB Smart Chain

USDT on BSC (BEP20)

Operates on BNB Smart Chain offering rapid confirmations and high throughput. Compatible with Binance Web3 and Trust Wallet.

High ThroughputEVM Compatible
ERC20Ethereum Network

USDT on Ethereum (ERC20)

The standard Ethereum network protocol. Widely utilized for institutional liquidity and custody across global decentralized finance protocols.

Standard ProtocolDeep Liquidity
Network Safety Notice: Always ensure you select and send over the exact matching network. Sending crypto over an incompatible network will result in unrecoverable funds.
System Architecture

Operational Security & Manual Verification

A transparent look into how NISPAY protects peer-to-peer exchanges without reliance on automated bot risks or unverified black-box smart contracts.

Staff-Supervised Reconciliation

Every payment receipt and bank UTR is verified manually by operations personnel before cryptocurrency is released. This prevents fraudulent chargeback attempts and fake payment slips.

On-Chain Blockchain Validation

For sell orders, transaction hashes (TxIDs) are independently verified on public blockchain explorers (Tronscan, Etherscan, BscScan) before bank payouts are approved.

Row-Level Database Protection

All transaction records, user profiles, and communication tickets are protected by Supabase Row-Level Security (RLS) and encrypted in transit via TLS 1.3.

Dedicated Support & Audit Trail

Every order generates a persistent tracking ID with complete audit timestamps, allowing prompt investigation through our in-platform support ticket desk.

Got Questions?

Frequently Asked Questions

Everything you need to know about trading USDT and INR on NISPAY.

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